Loan Services in India — Types & Ticket Sizes

Loan Services

Explore loan categories with indicative ticket size ranges (₹ INR). Figures are approximate and for reference only.

Home Loan
₹5 Lakh — ₹20 Crore

Purchase or construction of residential property.

Min: ₹5.00 L
Max: ₹20.00 Cr

Personal Loan
₹10,000 — ₹25 Lakh

Unsecured credit for personal needs.

Min: ₹10,000
Max: ₹25.00 L

Car Loan
₹50,000 — ₹50 Lakh

Finance to buy new or used cars.

Min: ₹50,000
Max: ₹50.00 L

Two-wheeler Loan
₹10,000 — ₹3 Lakh

For bikes/scooters.

Min: ₹10,000
Max: ₹3.00 L

Education Loan
₹50,000 — ₹50 Lakh

For education in India or abroad.

Min: ₹50,000
Max: ₹50.00 L

Business Loan (SME)
₹1 Lakh — ₹10 Crore

Working capital and term loans.

Min: ₹1.00 L
Max: ₹10.00 Cr

Mudra Loan (Shishu)
Up to ₹50,000

Small micro loans.

Min: ₹1,000
Max: ₹50,000

Mudra Loan (Kishor)
₹50,001 — ₹5 Lakh

For business expansion.

Min: ₹50,001
Max: ₹5.00 L

Mudra Loan (Tarun)
₹5 Lakh — ₹10 Lakh

For growing businesses.

Min: ₹5.00 L
Max: ₹10.00 L

Loan Against Property
₹1 Lakh — ₹50 Crore+

Collateral-based funding.

Min: ₹1.00 L
Max: ₹50.00 Cr

Gold Loan
₹5,000 — ₹1 Crore

Credit against pledged gold.

Min: ₹5,000
Max: ₹1.00 Cr

Agricultural Loan
₹5,000 — ₹5 Crore

Crop, Kisan credit, farm equipment.

Min: ₹5,000
Max: ₹5.00 Cr

Commercial Vehicle Loan
₹2 Lakh — ₹2 Crore

For trucks, tempos, fleets.

Min: ₹2.00 L
Max: ₹2.00 Cr

Quick guide:
  • MUDRA loans: Shishu (up to ₹50k), Kishor (₹50k–₹5L), Tarun (₹5L–₹10L).
  • LAP and Business loans: higher ticket sizes, based on property/business profile.
  • Education & Home loans may extend to very high limits depending on need.
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